All verified clients with an Investment Account are eligible. New and existing clients automatically qualify once their Investment Account is active and they have opted in to earn interest on their uninvested cash.

Interest is calculated daily on the uninvested funds available at the end of each day and credited after midnight. This means your cash starts compounding immediately once it’s eligible.

No. Unlike some brokers, Trading.com imposes no balance limits, so you earn the same transparent rate with no balance caps and no maximum deposit requirements.

Yes. The interest rate may change based on the rate set by the Qualifying Money Market Fund (QMMF), which can be influenced by factors like Central Bank interest rates and market conditions.

EUR, USD, GBP, CHF, HUF, and PLN.

No. Your cash remains flexible. Interest is paid into your Investment Account and can be withdrawn or used for trading at any time.

Trading.com applies the same interest rate to all eligible uninvested cash. There are no tiered levels where larger balances receive preferential rates - every qualified client earns the same rate. Combined with daily payouts and broad currency coverage, this creates a fairer and more consistent return profile than many brokers that scale interest based on balance size.

Yes. Trading.com is regulated by CySEC, and client funds are placed into a QMMF to earn interest. They are managed in a secure environment and are instantly convertible back to cash to withdraw or reinvest.

View the full Terms and Conditions for the Interest on Cash.